There is no “one right time” to buy a house. The purchase of a home depends on you- your financial stability and your willingness to be ready to purchase a home. A home is a lifelong purchase and investment for you and your family. Perhaps you have an expanding family and need more space for living your best life. On the other hand, suppose you have a shrinking family- one where the members of your family have begun growing up and moving out on their own. No matter what the situation is, I am here to help you with your Greeley CO real estate! Give me a call today and let’s chat!

Are you in the steps of getting ready to either sell your existing home or purchase a new one? But of course, you are! That’s why you are here! Buying and selling a home is stressful enough as it is! Let us handle all of your home buying and selling. Together, we can make a huge difference in your life and the life of those around you.

When we as a consumer make the choice to buy or sell our homes, there are a lot of things that go into play. It is not a matter of just finding the right home; this is the process of finding the right home for your family’s needs. Greeley properties are going up for sale every day. Are you looking for a townhome for sale in Greeley CO? Or possibly new ranch-style homes for sale in Greely? No matter what it is that you are looking for, give me a call at 970-396-3685 or fill out the form and I will contact you.

It is no secret that the Greeley Colorado real estate market is a complicated process. Between the inspections, the viewings, the cleanings, and so on, the process for buying and selling your home is the same- challenging. That is why you need me, April Brandon, your Greeley real estate agent from Pro Realty INC. Together, we will break into the real estate Greely CO world and help you find your new home or sell your existing one.

Having a Greeley realtor sell your home increases the overall selling value by a significant amount. As a consumer, it is almost impossible to know all of the ins and outs of selling and buying a home. That is why we are always studying the market and the aspects of that market.

So when is the right time to purchase your new home? Many people often ask this. This is a process that can be lengthy depending on the type of home that you are looking for. With a high demand for buying a home and the low inventory of existing homes, this can be daunting for a consumer. The first step in buying a home is to make sure that you are ready for a new home purchase. What are your finances looking like? Are you facing a layoff in the next few months?

Think about your life goals, relationships, and interests. How long can you see yourself living in this location? Ideally, you’d want to remain in the home long enough for rising property values and your equity to exceed the costs of buying and selling, including real estate commissions and mortgage closing costs.

Having enough money in your savings account has a huge impact on your approval process. The more that you have for a downpayment, the better chances you have to get approved if you have less than perfect credit.

Lenders generally offer the best mortgage rates and terms to borrowers with credit scores of 740 and above, although you can qualify for a mortgage with a score in the 600s. If your credit is marginal, it might make sense to postpone buying a house and use the time to work on building your credit.

Lenders look at your debt-to-income ratio, or DTI, to help determine whether you qualify for a mortgage. Your DTI is the percentage of your monthly gross income that goes toward monthly debt payments, including housing costs, as well as car, student loan, credit card, and other debt obligations. Lenders like to see a DTI under 43%, although it’s possible to qualify with a higher ratio. The lower your DTI, the better your chances of qualifying for a mortgage.

When purchasing a home, wouldn’t it be wonderful if the perfect home showed up on the market, and the process was easy and simple? Yes, that would be a dream! The issue with that theory is that this is NOT how it usually happens! Because of the lowered amount of homes available for sale, the process is heightened. To help you feel confident in finding the best time to buy your house, we’ll walk you through typical housing market patterns and show you how to determine your own financial readiness. That way, you’ll be set up for success as you take on one of the biggest purchases of your life.

When you are looking for real estate in Greeley, look no further! Whether you are looking for homes for sale in Greeley, CO under 300,000 or houses for sale in Evans, CO, I am April Brandon an agent of Pro Realty Greeley CO and I am able to help you achieve your dream home. Just call me your Colorado home finder!

Whether you are a first-time home buyer or an avid landlord, looking to expand the number of properties that you have available, no need to look anywhere else. I am April Brandon. I AM your realtor. When you team up with me, we will find your new home. So go ahead, give me a call today or fill out the form and let’s connect with each other! Let’s work together to obtain your new home or sell your current home. Don’t wait! Call today and we will chat! Looking forward to talking with you about your new home.